saddle point
A critical point that curves upward in one direction and downward in another, with no single-variable analogue.
A saddle point is a critical point where the surface curves up in one direction and down in another at the very same spot — a third fate for a critical point beyond local max or local min, one with no counterpart in single-variable calculus. The second derivative test flags a saddle whenever the discriminant D<0, regardless of the sign of f_{xx}, since there is no single concavity direction to check.
Examples
For f(x,y)=x^2-y^2 at (0,0): D=(2)(-2)-0^2=-4<0, so (0,0) is a saddle — the surface rises along the x-axis and falls along the y-axis.
Of the two critical points of f(x,y)=x^3-3xy+y^3, (0,0) turns out to be a saddle point while (1,1) is a local minimum.